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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,805 | $160,040-84.5% | $147,096-83.1% | $145,877-83.0% |
| Participation rate | 61.9% | 84.0%-22.1pp | 82.2%-20.3pp | 80.3%-18.4pp |
| Annual return | 15.78% | 98.49%-82.7pp | 419.75%-404.0pp | 551.28%-535.5pp |
| Employer contribution / active EE | $1,453 | $5,289-72.5% | $4,936-70.6% | $4,663-68.8% |
| Participant deferral / active EE | $4,505 | $8,429-46.5% | $8,071-44.2% | $6,691-32.7% |
| Admin fee / account holder | $1,852 | $15,050-87.7% | $13,005-85.8% | $13,402-86.2% |