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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,419 | $108,882-47.3% | $96,754-40.7% | $154,746-62.9% |
| Participation rate | 75.0% | 75.1%-0.1pp | 70.3%+4.7pp | 80.7%-5.7pp |
| Annual return | 15.88% | 98.39%-82.5pp | 82.04%-66.2pp | 172.34%-156.5pp |
| Employer contribution / active EE | $2,138 | $3,018-29.2% | $2,679-20.2% | $4,379-51.2% |
| Participant deferral / active EE | $4,242 | $5,323-20.3% | $4,758-10.9% | $6,730-37.0% |
| Admin fee / account holder | $814 | $10,200-92.0% | $8,905-90.9% | $14,365-94.3% |