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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,419 | $97,125-40.9% | $86,233-33.4% | $137,256-58.2% |
| Participation rate | 75.0% | 74.2%+0.8pp | 69.0%+6.0pp | 80.0%-5.0pp |
| Annual return | 15.88% | 74.19%-58.3pp | 61.39%-45.5pp | 220.34%-204.5pp |
| Employer contribution / active EE | $2,138 | $2,841-24.8% | $2,504-14.6% | $4,156-48.6% |
| Participant deferral / active EE | $4,242 | $5,180-18.1% | $4,559-7.0% | $6,407-33.8% |
| Admin fee / account holder | $814 | $9,725-91.6% | $8,342-90.2% | $12,270-93.4% |