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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,841 | $60,349-40.6% | $74,184-51.7% | $62,881-43.0% |
| Participation rate | 73.3% | 72.7%+0.6pp | 76.6%-3.3pp | 69.3%+4.0pp |
| Annual return | 97.18% | 21.38%+75.8pp | 17.74%+79.4pp | 20.14%+77.0pp |
| Employer contribution / active EE | $1,328 | $1,680-21.0% | $2,370-44.0% | $2,281-41.8% |
| Participant deferral / active EE | $6,375 | $2,856+123.2% | $3,550+79.6% | $3,203+99.0% |
| Admin fee / account holder | $7,188 | $4,261+68.7% | $5,586+28.7% | $4,296+67.3% |