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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,251 | $102,422-51.9% | $147,117-66.5% | $80,959-39.2% |
| Participation rate | 87.8% | 75.9%+11.9pp | 82.2%+5.6pp | 67.7%+20.1pp |
| Annual return | 61.90% | 135.16%-73.3pp | 420.54%-358.6pp | 35.67%+26.2pp |
| Employer contribution / active EE | $5,761 | $3,717+55.0% | $4,932+16.8% | $2,757+109.0% |
| Participant deferral / active EE | $10,870 | $6,652+63.4% | $8,065+34.8% | $4,300+152.8% |
| Admin fee / account holder | $3,275 | $7,953-58.8% | $12,993-74.8% | $6,925-52.7% |