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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,801 | $135,956-70.0% | $123,894-67.1% | $273,972-85.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 11.22% | 56.63%-45.4pp | 47.52%-36.3pp | 41.46%-30.2pp |
| Employer contribution / active EE | $8,799 | $5,170+70.2% | $4,617+90.6% | $4,869+80.7% |
| Participant deferral / active EE | $3,482 | $6,343-45.1% | $5,984-41.8% | $5,287-34.1% |
| Admin fee / account holder | $1,249 | $9,817-87.3% | $8,357-85.1% | $10,133-87.7% |