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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,270 | $153,769-46.5% | $133,975-38.6% | $273,972-70.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 61.48% | 36.51%+25.0pp | 29.29%+32.2pp | 41.46%+20.0pp |
| Employer contribution / active EE | $36,440 | $6,029+504.4% | $5,211+599.3% | $4,869+648.4% |
| Participant deferral / active EE | $18,000 | $6,958+158.7% | $6,282+186.5% | $5,287+240.4% |
| Admin fee / account holder | $679 | $11,765-94.2% | $9,324-92.7% | $10,133-93.3% |