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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,278 | $160,040+52.0% | $147,096+65.4% | $145,877+66.8% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 17.84% | 98.49%-80.7pp | 419.75%-401.9pp | 551.28%-533.4pp |
| Employer contribution / active EE | $261 | $5,289-95.1% | $4,936-94.7% | $4,663-94.4% |
| Participant deferral / active EE | $16,633 | $8,429+97.3% | $8,071+106.1% | $6,691+148.6% |
| Admin fee / account holder | $1,688 | $15,050-88.8% | $13,005-87.0% | $13,402-87.4% |