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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,278 | $159,934+52.1% | $147,005+65.5% | $145,959+66.7% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 17.84% | 98.24%-80.4pp | 418.76%-400.9pp | 561.95%-544.1pp |
| Employer contribution / active EE | $261 | $5,287-95.1% | $4,934-94.7% | $4,661-94.4% |
| Participant deferral / active EE | $16,633 | $8,427+97.4% | $8,070+106.1% | $6,689+148.7% |
| Admin fee / account holder | $1,688 | $15,053-88.8% | $13,006-87.0% | $13,398-87.4% |