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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,278 | $160,070+52.0% | $147,117+65.4% | $145,897+66.7% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 17.84% | 98.69%-80.8pp | 420.54%-402.7pp | 552.29%-534.5pp |
| Employer contribution / active EE | $261 | $5,285-95.1% | $4,932-94.7% | $4,663-94.4% |
| Participant deferral / active EE | $16,633 | $8,419+97.6% | $8,065+106.2% | $6,689+148.6% |
| Admin fee / account holder | $1,688 | $15,035-88.8% | $12,993-87.0% | $13,390-87.4% |