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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,828 | $175,259+94.5% | $149,723+127.6% | $139,487+144.3% |
| Participation rate | 92.3% | 83.4%+8.9pp | 78.8%+13.5pp | 80.3%+12.0pp |
| Annual return | 24.29% | 166.82%-142.5pp | 134.50%-110.2pp | 373.84%-349.6pp |
| Employer contribution / active EE | $22,805 | $5,478+316.3% | $4,821+373.0% | $4,755+379.6% |
| Participant deferral / active EE | $23,307 | $6,522+257.4% | $5,682+310.2% | $6,713+247.2% |
| Admin fee / account holder | $26,334 | $16,158+63.0% | $13,215+99.3% | $11,407+130.9% |