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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,004 | $71,878+12.7% | $86,698-6.6% | $68,486+18.3% |
| Participation rate | 81.0% | 72.2%+8.7pp | 76.6%+4.4pp | 67.9%+13.1pp |
| Annual return | -19.59% | 3.53%-23.1pp | 35.95%-55.5pp | -7.85%-11.7pp |
| Employer contribution / active EE | $2,979 | $2,173+37.1% | $2,837+5.0% | $2,597+14.7% |
| Participant deferral / active EE | $7,123 | $3,779+88.5% | $4,656+53.0% | $4,028+76.9% |
| Admin fee / account holder | $12,554 | $6,113+105.4% | $7,493+67.6% | $5,404+132.3% |