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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,598 | $89,367-83.7% | $141,191-89.7% | $72,975-80.0% |
| Participation rate | 79.2% | 75.1%+4.1pp | 82.5%-3.2pp | 69.5%+9.8pp |
| Annual return | 0.00% | 111.87%-111.9pp | 71.41%-71.4pp | 81.01%-81.0pp |
| Employer contribution / active EE | $2,878 | $3,115-7.6% | $4,736-39.2% | $2,440+18.0% |
| Participant deferral / active EE | $5,623 | $5,419+3.8% | $6,710-16.2% | $3,608+55.9% |
| Admin fee / account holder | $716 | $5,957-88.0% | $10,264-93.0% | $5,124-86.0% |