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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,806 | $185,312+26.2% | $161,489+44.8% | $154,746+51.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 19.95% | 103.84%-83.9pp | 89.72%-69.8pp | 172.34%-152.4pp |
| Employer contribution / active EE | $5,061 | $4,769+6.1% | $4,268+18.6% | $4,379+15.6% |
| Participant deferral / active EE | $5,150 | $6,350-18.9% | $5,630-8.5% | $6,730-23.5% |
| Admin fee / account holder | $4,522 | $18,654-75.8% | $16,006-71.7% | $14,365-68.5% |