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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,652 | $125,190-69.9% | $105,624-64.4% | $145,897-74.2% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 13.04% | 225.22%-212.2pp | 116.20%-103.2pp | 552.29%-539.3pp |
| Employer contribution / active EE | $8,844 | $3,720+137.7% | $3,168+179.2% | $4,663+89.7% |
| Participant deferral / active EE | $8,906 | $5,716+55.8% | $5,013+77.7% | $6,689+33.1% |
| Admin fee / account holder | $640 | $17,138-96.3% | $10,961-94.2% | $13,390-95.2% |