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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,235 | $167,522-62.8% | $151,639-59.0% | $134,532-53.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -15.70% | 7.81%-23.5pp | 3.34%-19.0pp | 418.27%-434.0pp |
| Employer contribution / active EE | $9,518 | $6,828+39.4% | $6,165+54.4% | $4,741+100.8% |
| Participant deferral / active EE | $5,406 | $8,986-39.8% | $8,363-35.4% | $6,401-15.5% |
| Admin fee / account holder | $5,476 | $13,780-60.3% | $11,613-52.8% | $11,429-52.1% |