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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,780 | $99,652-9.9% | $78,778+14.0% | $147,585-39.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 12.57% | 47.28%-34.7pp | 35.62%-23.1pp | 578.58%-566.0pp |
| Employer contribution / active EE | $14,509 | $2,796+419.0% | $1,986+630.7% | $4,876+197.5% |
| Participant deferral / active EE | $8,331 | $3,664+127.4% | $2,958+181.6% | $5,439+53.2% |
| Admin fee / account holder | $1,360 | $7,155-81.0% | $5,134-73.5% | $10,886-87.5% |