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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,305 | $180,466-86.0% | $154,114-83.6% | $135,382-81.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -9.69% | 888.15%-897.8pp | 735.16%-744.9pp | 519.77%-529.5pp |
| Employer contribution / active EE | $4,107 | $6,035-32.0% | $5,298-22.5% | $4,779-14.1% |
| Participant deferral / active EE | $3,340 | $5,806-42.5% | $5,081-34.3% | $5,609-40.5% |
| Admin fee / account holder | $1,302 | $16,144-91.9% | $13,411-90.3% | $10,829-88.0% |