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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,821 | $52,279-35.3% | $89,435-62.2% | $79,856-57.6% |
| Participation rate | 56.8% | 57.5%-0.7pp | 68.0%-11.2pp | 69.6%-12.8pp |
| Annual return | 19.89% | 22.16%-2.3pp | 245.55%-225.7pp | 31.71%-11.8pp |
| Employer contribution / active EE | $1,190 | $1,572-24.3% | $2,587-54.0% | $2,471-51.9% |
| Participant deferral / active EE | $1,787 | $2,740-34.8% | $3,890-54.1% | $3,741-52.2% |
| Admin fee / account holder | $802 | $3,356-76.1% | $4,884-83.6% | $5,306-84.9% |