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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,116 | $127,298+33.6% | $109,916+54.8% | $167,553+1.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 15.81% | 22.97%-7.2pp | 29.46%-13.6pp | 478.89%-463.1pp |
| Employer contribution / active EE | $18,818 | $3,325+466.0% | $2,844+561.6% | $4,840+288.8% |
| Participant deferral / active EE | $11,386 | $4,513+152.3% | $4,047+181.3% | $6,343+79.5% |
| Admin fee / account holder | $18,982 | $7,119+166.6% | $6,069+212.8% | $12,316+54.1% |