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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,901 | $129,737+61.0% | $119,126+75.4% | $154,746+35.0% |
| Participation rate | 90.9% | 78.9%+12.1pp | 75.8%+15.1pp | 80.7%+10.2pp |
| Annual return | 15.70% | 379.08%-363.4pp | 282.11%-266.4pp | 172.34%-156.6pp |
| Employer contribution / active EE | $25,253 | $4,375+477.2% | $4,034+526.1% | $4,379+476.7% |
| Participant deferral / active EE | $11,054 | $5,842+89.2% | $5,318+107.9% | $6,730+64.2% |
| Admin fee / account holder | $1,448 | $11,961-87.9% | $10,693-86.5% | $14,365-89.9% |