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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,444 | $49,896-49.0% | $80,627-68.4% | $75,173-66.2% |
| Participation rate | 73.1% | 55.3%+17.8pp | 67.0%+6.1pp | 67.2%+5.9pp |
| Annual return | 18.25% | 34.67%-16.4pp | 936.76%-918.5pp | 160.72%-142.5pp |
| Employer contribution / active EE | $3,029 | $1,699+78.3% | $2,723+11.3% | $2,671+13.4% |
| Participant deferral / active EE | $3,770 | $2,992+26.0% | $4,443-15.2% | $4,126-8.6% |
| Admin fee / account holder | $3,673 | $3,578+2.6% | $5,381-31.7% | $5,651-35.0% |