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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,769 | $148,629+79.5% | $135,982+96.2% | $139,487+91.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 21.95% | 79.33%-57.4pp | 68.32%-46.4pp | 373.84%-351.9pp |
| Employer contribution / active EE | $6,127 | $5,247+16.8% | $4,859+26.1% | $4,755+28.9% |
| Participant deferral / active EE | $6,460 | $8,102-20.3% | $7,760-16.7% | $6,713-3.8% |
| Admin fee / account holder | $5,485 | $12,406-55.8% | $10,767-49.1% | $11,407-51.9% |