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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,524 | $160,070+127.1% | $147,117+147.1% | $145,897+149.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.04% | 98.69%-80.6pp | 420.54%-402.5pp | 552.29%-534.3pp |
| Employer contribution / active EE | $6,027 | $5,285+14.0% | $4,932+22.2% | $4,663+29.3% |
| Participant deferral / active EE | $10,058 | $8,419+19.5% | $8,065+24.7% | $6,689+50.4% |
| Admin fee / account holder | $12,044 | $15,035-19.9% | $12,993-7.3% | $13,390-10.1% |