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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,046 | $150,447-42.8% | $136,298-36.9% | $147,586-41.7% |
| Participation rate | 50.0% | 84.4%-34.4pp | 81.9%-31.9pp | 82.8%-32.8pp |
| Annual return | 23.72% | 1049.15%-1025.4pp | 5156.27%-5132.5pp | 578.59%-554.9pp |
| Employer contribution / active EE | $2,143 | $5,256-59.2% | $4,696-54.4% | $4,876-56.0% |
| Participant deferral / active EE | $7,000 | $6,631+5.6% | $6,247+12.1% | $5,439+28.7% |
| Admin fee / account holder | $399 | $10,906-96.3% | $9,244-95.7% | $10,886-96.3% |