Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,343 | $73,988-88.7% | $96,538-91.4% | $75,177-88.9% |
| Participation rate | 34.1% | 66.4%-32.3pp | 74.3%-40.3pp | 67.2%-33.1pp |
| Annual return | 18.92% | 26.73%-7.8pp | 35.74%-16.8pp | 160.75%-141.8pp |
| Employer contribution / active EE | $0 | $2,930-100.0% | $3,740-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,699 | $3,660-53.6% | $4,880-65.2% | $4,126-58.8% |
| Admin fee / account holder | $2,080 | $5,220-60.1% | $6,737-69.1% | $5,651-63.2% |