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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,765 | $53,546-78.0% | $69,884-83.2% | $68,486-82.8% |
| Participation rate | 63.4% | 64.5%-1.1pp | 70.5%-7.1pp | 67.9%-4.5pp |
| Annual return | -12.72% | -13.87%+1.1pp | 190.81%-203.5pp | -7.85%-4.9pp |
| Employer contribution / active EE | $7,480 | $2,019+270.5% | $2,560+192.2% | $2,597+188.1% |
| Participant deferral / active EE | $464 | $2,957-84.3% | $3,848-88.0% | $4,028-88.5% |
| Admin fee / account holder | $82 | $4,693-98.3% | $6,266-98.7% | $5,404-98.5% |