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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,218 | $167,483-80.2% | $115,752-71.3% | $147,585-77.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 82.8%+17.2pp |
| Annual return | 21.31% | 12.11%+9.2pp | 19.41%+1.9pp | 578.58%-557.3pp |
| Employer contribution / active EE | $2,692 | $4,960-45.7% | $3,492-22.9% | $4,876-44.8% |
| Participant deferral / active EE | $5,992 | $7,037-14.9% | $5,204+15.1% | $5,439+10.2% |
| Admin fee / account holder | $786 | $13,069-94.0% | $6,278-87.5% | $10,886-92.8% |