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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,718 | $183,592-15.7% | $155,574-0.6% | $145,877+6.1% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 24.39% | 61.37%-37.0pp | 64.87%-40.5pp | 551.28%-526.9pp |
| Employer contribution / active EE | $13,363 | $5,317+151.3% | $4,676+185.8% | $4,663+186.6% |
| Participant deferral / active EE | $5,256 | $6,466-18.7% | $5,629-6.6% | $6,691-21.4% |
| Admin fee / account holder | $1,976 | $19,316-89.8% | $15,914-87.6% | $13,402-85.3% |