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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,447 | $172,111+27.5% | $150,298+46.0% | $137,256+59.9% |
| Participation rate | 75.0% | 81.7%-6.7pp | 77.8%-2.8pp | 80.0%-5.0pp |
| Annual return | 20.01% | 69.37%-49.4pp | 62.79%-42.8pp | 220.34%-200.3pp |
| Employer contribution / active EE | $15,862 | $4,636+242.1% | $4,154+281.8% | $4,156+281.7% |
| Participant deferral / active EE | $6,038 | $6,166-2.1% | $5,453+10.7% | $6,407-5.8% |
| Admin fee / account holder | $2,342 | $16,471-85.8% | $14,116-83.4% | $12,270-80.9% |