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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,992 | $104,098-61.6% | $140,514-71.5% | $94,015-57.5% |
| Participation rate | 75.0% | 73.7%+1.3pp | 77.8%-2.8pp | 70.8%+4.2pp |
| Annual return | 14.49% | 15.14%-0.6pp | 14.36%+0.1pp | 17.84%-3.4pp |
| Employer contribution / active EE | $1,077 | $2,388-54.9% | $3,378-68.1% | $2,790-61.4% |
| Participant deferral / active EE | $4,555 | $4,033+13.0% | $4,919-7.4% | $4,249+7.2% |
| Admin fee / account holder | $1,158 | $10,439-88.9% | $13,697-91.5% | $8,951-87.1% |