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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,189 | $76,551-64.5% | $123,894-78.1% | $62,881-56.8% |
| Participation rate | 63.0% | 73.0%-10.0pp | 81.4%-18.4pp | 69.3%-6.3pp |
| Annual return | 19.60% | 18.68%+0.9pp | 47.52%-27.9pp | 20.14%-0.5pp |
| Employer contribution / active EE | $2,366 | $2,882-17.9% | $4,617-48.8% | $2,281+3.7% |
| Participant deferral / active EE | $7,590 | $4,840+56.8% | $5,984+26.8% | $3,203+137.0% |
| Admin fee / account holder | $1,994 | $4,826-58.7% | $8,357-76.1% | $4,296-53.6% |