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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,479 | $101,653-46.4% | $147,080-63.0% | $74,459-26.8% |
| Participation rate | 33.5% | 75.6%-42.1pp | 82.2%-48.7pp | 67.2%-33.7pp |
| Annual return | 23.65% | 8754.98%-8731.3pp | 420.17%-396.5pp | 1369.70%-1346.0pp |
| Employer contribution / active EE | $1,672 | $3,813-56.1% | $4,933-66.1% | $2,626-36.3% |
| Participant deferral / active EE | $3,706 | $7,304-49.3% | $8,066-54.1% | $4,350-14.8% |
| Admin fee / account holder | $3,365 | $1,752+92.1% | $12,989-74.1% | $1,945+73.0% |