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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4 years Service code 15 · EIN 20-8764829 | Recordkeeping | $29,739 |
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $21,434 |
ADP BROKER-DEALER5 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,518 | $78,636+30.4% | $105,607-2.9% | $74,459+37.7% |
| Participation rate | 93.9% | 72.8%+21.1pp | 75.3%+18.6pp | 67.2%+26.7pp |
| Annual return | 14.48% | 15.96%-1.5pp | 116.11%-101.6pp | 1369.70%-1355.2pp |
| Employer contribution / active EE | $4,328 | $2,523+71.5% | $3,167+36.7% | $2,626+64.8% |
| Participant deferral / active EE | $11,979 | $4,322+177.2% | $5,011+139.0% | $4,350+175.4% |
| Admin fee / account holder | $328 | $2,220-85.2% | $10,958-97.0% | $1,945-83.1% |