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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4 years Service code 15 · EIN 20-8764829 | Recordkeeping | $29,739 |
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $21,434 |
ADP BROKER-DEALER5 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,518 | $78,529+30.5% | $105,591-2.9% | $74,400+37.8% |
| Participation rate | 93.9% | 72.8%+21.1pp | 75.3%+18.6pp | 67.2%+26.7pp |
| Annual return | 14.48% | 15.94%-1.5pp | 116.43%-101.9pp | 1367.51%-1353.0pp |
| Employer contribution / active EE | $4,328 | $2,522+71.6% | $3,166+36.7% | $2,624+64.9% |
| Participant deferral / active EE | $11,979 | $4,321+177.2% | $5,008+139.2% | $4,348+175.5% |
| Admin fee / account holder | $328 | $2,216-85.2% | $11,024-97.0% | $1,944-83.1% |