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| Provider | Service type | Compensation |
|---|---|---|
MORNINGSTAR2+ years Service code 26 · EIN 36-3297908 | Advisory (Participants) | $443 |
Filed as: VOYA RETIREMENT INS. & ANNUITY CO. Service code 26 · EIN 71-0294708 | Advisory (Participants) | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,600 | $57,976-26.5% | $63,018-32.4% | $62,293-31.6% |
| Participation rate | 71.3% | 75.9%-4.6pp | 74.8%-3.5pp | 69.5%+1.8pp |
| Annual return | 14.19% | 17.54%-3.4pp | 87.62%-73.4pp | 28.90%-14.7pp |
| Employer contribution / active EE | $7,556 | $2,415+212.9% | $2,761+173.7% | $2,042+270.0% |
| Participant deferral / active EE | $2,254 | $2,956-23.7% | $3,330-32.3% | $3,169-28.9% |
| Admin fee / account holder | $21 | $276-92.5% | $3,601-99.4% | $479-95.7% |