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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,669 | $118,496+141.1% | $98,461+190.1% | $139,466+104.8% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 6.73% | 18.96%-12.2pp | 21.17%-14.4pp | 373.66%-366.9pp |
| Employer contribution / active EE | $0 | $3,611-100.0% | $3,049-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $39,983 | $5,393+641.4% | $4,738+743.8% | $6,712+495.7% |
| Admin fee / account holder | $289,939 | $14,056+1962.7% | $8,961+3135.6% | $11,409+2441.4% |