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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,675 | $67,411-70.8% | $91,004-78.4% | $70,124-71.9% |
| Participation rate | 83.3% | 71.4%+12.0pp | 75.6%+7.7pp | 69.5%+13.8pp |
| Annual return | 18.29% | -40.16%+58.5pp | 4.60%+13.7pp | 73.14%-54.9pp |
| Employer contribution / active EE | $2,283 | $1,786+27.8% | $2,456-7.0% | $2,342-2.5% |
| Participant deferral / active EE | $2,543 | $2,823-9.9% | $3,548-28.3% | $3,332-23.7% |
| Admin fee / account holder | $1,281 | $4,236-69.8% | $5,417-76.4% | $4,645-72.4% |