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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,583 | $165,381-34.9% | $149,730-28.1% | $158,966-32.3% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | 0.98% | 348.29%-347.3pp | 276.70%-275.7pp | 302.95%-302.0pp |
| Employer contribution / active EE | $1,475 | $5,104-71.1% | $4,645-68.2% | $4,762-69.0% |
| Participant deferral / active EE | $5,571 | $7,182-22.4% | $6,843-18.6% | $5,983-6.9% |
| Admin fee / account holder | $542 | $10,809-95.0% | $9,310-94.2% | $11,250-95.2% |