Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,472 | $50,947-63.7% | $74,551-75.2% | $64,173-71.2% |
| Participation rate | 15.9% | 61.1%-45.2pp | 69.1%-53.2pp | 69.6%-53.7pp |
| Annual return | -10.31% | -1.85%-8.5pp | 32.53%-42.8pp | 7.63%-17.9pp |
| Employer contribution / active EE | $0 | $1,115-100.0% | $1,961-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,007 | $2,302-56.2% | $3,108-67.6% | $3,470-71.0% |
| Admin fee / account holder | $797 | $4,221-81.1% | $5,059-84.3% | $4,887-83.7% |