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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,659 | $85,766-80.6% | $136,297-87.8% | $70,124-76.2% |
| Participation rate | 98.5% | 74.2%+24.4pp | 81.9%+16.6pp | 69.5%+29.0pp |
| Annual return | 25.81% | 31.45%-5.6pp | 5156.19%-5130.4pp | 73.14%-47.3pp |
| Employer contribution / active EE | $2,632 | $2,966-11.3% | $4,696-43.9% | $2,342+12.4% |
| Participant deferral / active EE | $4,521 | $5,051-10.5% | $6,247-27.6% | $3,332+35.7% |
| Admin fee / account holder | $1,426 | $5,420-73.7% | $9,244-84.6% | $4,645-69.3% |