Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,881 | $181,896-95.7% | $156,551-95.0% | $273,972-97.1% |
| Participation rate | 50.0% | 88.4%-38.4pp | 84.0%-34.0pp | 83.0%-33.0pp |
| Annual return | -48.02% | 30.74%-78.8pp | 32.23%-80.3pp | 41.46%-89.5pp |
| Employer contribution / active EE | $133 | $6,248-97.9% | $5,501-97.6% | $4,869-97.3% |
| Participant deferral / active EE | $5,116 | $5,550-7.8% | $4,871+5.0% | $5,287-3.2% |
| Admin fee / account holder | $1,936 | $15,560-87.6% | $13,028-85.1% | $10,133-80.9% |