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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,591 | $165,399-39.2% | $149,745-32.8% | $158,982-36.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 7.05% | 348.34%-341.3pp | 276.72%-269.7pp | 302.99%-295.9pp |
| Employer contribution / active EE | $2,053 | $5,105-59.8% | $4,646-55.8% | $4,763-56.9% |
| Participant deferral / active EE | $12,534 | $7,183+74.5% | $6,843+83.2% | $5,983+109.5% |
| Admin fee / account holder | $35,224 | $10,811+225.8% | $9,312+278.3% | $11,252+213.1% |