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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,356 | $199,109+22.7% | $173,730+40.7% | $154,746+57.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 26.23% | 20.02%+6.2pp | 19.96%+6.3pp | 172.34%-146.1pp |
| Employer contribution / active EE | $4,322 | $5,311-18.6% | $4,577-5.6% | $4,379-1.3% |
| Participant deferral / active EE | $7,338 | $7,113+3.2% | $6,326+16.0% | $6,730+9.0% |
| Admin fee / account holder | $2,931 | $20,916-86.0% | $17,523-83.3% | $14,365-79.6% |