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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,147 | $99,345-37.4% | $84,753-26.7% | $273,972-77.3% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 5.81% | 22.93%-17.1pp | 22.78%-17.0pp | 41.46%-35.7pp |
| Employer contribution / active EE | $13,765 | $4,214+226.7% | $3,574+285.1% | $4,869+182.7% |
| Participant deferral / active EE | $9,793 | $4,270+129.4% | $3,712+163.8% | $5,287+85.2% |
| Admin fee / account holder | $537 | $6,645-91.9% | $5,333-89.9% | $10,133-94.7% |