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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,605 | $92,684-79.9% | $82,706-77.5% | $134,509-86.2% |
| Participation rate | 37.5% | 75.2%-37.7pp | 72.6%-35.1pp | 81.2%-43.7pp |
| Annual return | 4.48% | 945.84%-941.4pp | 701.76%-697.3pp | 418.13%-413.7pp |
| Employer contribution / active EE | $484 | $3,272-85.2% | $3,007-83.9% | $4,741-89.8% |
| Participant deferral / active EE | $2,884 | $4,800-39.9% | $4,394-34.4% | $6,400-54.9% |
| Admin fee / account holder | $563 | $5,982-90.6% | $5,329-89.4% | $11,427-95.1% |