Retirement plan

RANCHO VALENCIA RESORT & SPA 401(K) PLAN

Name: RANCHO VALENCIA RESORT PARTNERS,LLC - RANCHO VALENCIA RESORT & SPA 401(K) PLAN (2017) Form 5500
Creator: RANCHO VALENCIA RESORT PARTNERS,LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RANCHO VALENCIA RESORT & SPA 401(K) PLAN, RANCHO VALENCIA RESORT PARTNERS,LLC

RANCHO VALENCIA RESORT PARTNERS,LLCEIN 27-2180344Plan #001PY 2017

5921 VALENCIA CIRCLE P.O. BOX 9126 - RANCHO SANTA FE, CA 92067858-756-1123

Prospect flagsLow participationCorrective distributions

How to read this page

Total assets (EOY)

$4.2M

+33.1% from 2016

Total participants

272

-8.1% from 2016

Average account balance

$32,224

+28.0% from 2016

Annual return

17.20%

+6.98 pp from 2016

Benchmarks

See 841 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants100-249

Cohort841 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.08M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$19K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

524

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.14M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.40%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 8 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290	Contract Administrator	$688
T ROWE PRICE RPS INC1 year Filed as: T. ROWE PRICE RPS, INC. Service code 15 · EIN 52-1309931	Recordkeeping	$50
BUFFALO FUNDS1 year Filed as: BUFFALO FUNDS, THE Service code 28 · EIN 48-1069845	Investment Management	$0
CENTAURUS FINANCIAL INC3+ years Filed as: CENTAURUS FINANCIAL, INC. Service code 49 · EIN 33-0530236	Other Services	$0
COLUMBIA1 year Filed as: COLUMBIA FUNDS Service code 28 · EIN 93-0577450	Investment Management	$0
FIDELITY INVESTMENTS INSTITUTIONAL1 year Filed as: FIDELITY Service code 28 · EIN 04-2647786	Investment Management	$0
PRINCIPAL LIFE INSURANCE COMPANY1 year Filed as: PRINCIPAL FUNDS Service code 28	Investment Management	$0
TIAA1 year Filed as: TIAA-CREF Service code 28 · EIN 13-1624203	Investment Management	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$3K

$11 / participant

Investment mgmt$3K100.0%

% of EOY assets

0.060%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: KUHN AND KOVIAK CPAS INC.
Auditor EIN: 330621009
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$32,224

$31,388+2.7%

$73,550-56.2%

$62,293-48.3%

Participation rate

39.5%

39.9%-0.4pp

54.9%-15.4pp

69.5%-30.0pp

Annual return

17.20%

25.34%-8.1pp

-15.16%+32.4pp

28.90%-11.7pp

Employer contribution / active EE

$789

$498+58.4%

$1,219-35.3%

$2,042-61.4%

Participant deferral / active EE

$1,827

$1,028+77.7%

$1,804+1.3%

$3,169-42.3%

Admin fee / account holder

$19

$299-93.5%

$2,320-99.2%

$479-95.9%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY3+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$688

T ROWE PRICE RPS INC1 year

Filed as: T. ROWE PRICE RPS, INC.

Service code 15 · EIN 52-1309931

Recordkeeping

$50

BUFFALO FUNDS1 year

Filed as: BUFFALO FUNDS, THE

Service code 28 · EIN 48-1069845

Investment Management

CENTAURUS FINANCIAL INC3+ years

Filed as: CENTAURUS FINANCIAL, INC.

Service code 49 · EIN 33-0530236

Other Services

COLUMBIA1 year

Filed as: COLUMBIA FUNDS

Service code 28 · EIN 93-0577450

Investment Management

FIDELITY INVESTMENTS INSTITUTIONAL1 year

Filed as: FIDELITY

Service code 28 · EIN 04-2647786

Investment Management

PRINCIPAL LIFE INSURANCE COMPANY1 year

Filed as: PRINCIPAL FUNDS

Service code 28

Investment Management

TIAA1 year

Filed as: TIAA-CREF

Service code 28 · EIN 13-1624203

Investment Management

RANCHO VALENCIA RESORT & SPA 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RANCHO VALENCIA RESORT & SPA 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion