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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,757 | $202,342+8.6% | $172,753+27.2% | $152,909+43.7% |
| Participation rate | 80.0% | 87.1%-7.1pp | 82.6%-2.6pp | 82.5%-2.5pp |
| Annual return | 22.71% | 1029.88%-1007.2pp | 803.00%-780.3pp | 345.46%-322.8pp |
| Employer contribution / active EE | $9,978 | $5,857+70.4% | $5,144+94.0% | $4,764+109.5% |
| Participant deferral / active EE | $22,989 | $5,948+286.5% | $5,198+342.3% | $5,851+292.9% |
| Admin fee / account holder | $2,103 | $17,112-87.7% | $13,956-84.9% | $11,601-81.9% |