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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,315 | $93,598-65.5% | $135,974-76.2% | $75,173-57.0% |
| Participation rate | 75.8% | 75.2%+0.6pp | 81.9%-6.2pp | 67.2%+8.6pp |
| Annual return | 10.94% | 30.89%-19.9pp | 68.30%-57.4pp | 160.72%-149.8pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $4,262 | $6,405-33.5% | $7,760-45.1% | $4,126+3.3% |
| Admin fee / account holder | $40,592 | $6,978+481.7% | $10,767+277.0% | $5,651+618.4% |