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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,333 | $102,422-53.8% | $147,117-67.8% | $80,959-41.5% |
| Participation rate | 61.5% | 75.9%-14.3pp | 82.2%-20.6pp | 67.7%-6.1pp |
| Annual return | 12.51% | 135.16%-122.6pp | 420.54%-408.0pp | 35.67%-23.2pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,932-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,781 | $6,652-43.2% | $8,065-53.1% | $4,300-12.1% |
| Admin fee / account holder | $11,004 | $7,953+38.4% | $12,993-15.3% | $6,925+58.9% |