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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,827 | $35,183-26.6% | $73,550-64.9% | $70,126-63.2% |
| Participation rate | 20.6% | 42.9%-22.3pp | 54.9%-34.3pp | 69.5%-48.9pp |
| Annual return | 22.10% | 26.90%-4.8pp | -15.16%+37.3pp | 73.15%-51.1pp |
| Employer contribution / active EE | $409 | $709-42.3% | $1,219-66.4% | $2,343-82.5% |
| Participant deferral / active EE | $1,011 | $1,220-17.1% | $1,804-44.0% | $3,332-69.7% |
| Admin fee / account holder | $53 | $2,302-97.7% | $2,320-97.7% | $4,645-98.9% |