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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,770 | $81,446-73.3% | $103,374-78.9% | $80,874-73.1% |
| Participation rate | 90.0% | 66.9%+23.1pp | 74.5%+15.5pp | 67.6%+22.4pp |
| Annual return | 11.01% | 25.57%-14.6pp | 24.89%-13.9pp | 35.62%-24.6pp |
| Employer contribution / active EE | $1,796 | $3,107-42.2% | $3,869-53.6% | $2,756-34.8% |
| Participant deferral / active EE | $2,828 | $3,870-26.9% | $5,058-44.1% | $4,297-34.2% |
| Admin fee / account holder | $1,848 | $6,715-72.5% | $8,394-78.0% | $6,935-73.4% |